Secure, transparent, and local. Processing payroll, government, and settlement cheques at our physical location in Ontario.
Immediate liquidity for hard-earned wages and business payments. We process employer-issued payroll cheques from registered Canadian businesses quickly and with complete transparency.
Efficient processing for CRA income tax refunds, GST/HST rebates, Canada Pension Plan, Employment Insurance, and provincial benefit cheques.
WFG Financial is a registered Money Services Business (MSB) in Canada, operating in full accordance with Canadian financial law.
We adhere to FINTRAC regulations and PIPEDA privacy standards, with strict Know Your Client (KYC) procedures applied to every transaction. Your information is handled with the same care a Canadian financial institution would.
Money Services Business operating under Canadian federal regulation.
Personal information handled in accordance with Canadian federal privacy law.
Secure transaction records retained as required under Canadian anti-money-laundering law.
Pre-register your details online, receive a unique transaction ID, and finalize your cash-out at our branch in minutes.
For personal cheque cashing.
For business and organizational cheques.
Your Fast-Track Reference ID:
Please bring this Reference ID along with your original physical documents to our branch to complete your transaction.
All transactions are completed in person at our physical location for full compliance and security.
265 Rimrock Road, Suite 201
Toronto, ON M3J 3A6
Effective Date: To be confirmed at launch
WFG Financial (“we,” “our,” or “us”) is committed to protecting the privacy of our clients. This Privacy Policy explains how we collect, use, retain, and protect personal information in accordance with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable Canadian financial regulations.
To provide cheque cashing services and meet our regulatory obligations, we collect personal information including but not limited to:
We collect personal information solely for legitimate business and regulatory purposes, including:
We apply administrative, technical, and physical safeguards appropriate to the sensitivity of the information we hold. These include access controls, secure storage of transaction records, employee confidentiality obligations, and procedures consistent with industry standards for Canadian financial service providers.
As a registered Money Services Business (MSB), WFG Financial is required to retain transaction records and identification information for the period prescribed under the PCMLTFA. After this period, records are securely destroyed or de-identified.
We do not sell or trade personal information. We may disclose information only when:
Information submitted through our online Fast-Track Registration is collected for the limited purpose of preparing for an in-person transaction at our branch. Identity verification is never completed online and always takes place in person.
Under PIPEDA, you have the right to access the personal information we hold about you, request corrections, and file a complaint about our handling of your information. To exercise these rights, please contact us using the information below.
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The most current version will always be available on this page.
For questions about this Privacy Policy, or to make a request related to your personal information, please contact us at privacy@wfgfinancial.ca.